Our Expertise
Since 2007, BlackBox has provided mortgage market participants with detailed current and historical data on mortgage loans and related securities. BlackBox provides extensive data on millions of mortgages spanning the conforming and non-conforming sectors. The experience collecting data from disparate data sources and ultimately delivering data that has been cleansed, normalized, and verified by proprietary Quality Assurance (QA) processes makes BlackBox the ideal vendor to tackle any data challenges.
BlackBox provides the highest-quality payment data available, using proprietary data cleansing logic to clean and verify each origination and payment record. The application of a unique set of well over 400 business rules results in more complete and accurate data on scheduled payment, non-scheduled remittances, delinquencies and losses, thereby setting BBx apart from the small number of competitors in the market place. BlackBox utilizes a world-class dedicated loan modification processing engine to provide users with coverage of current and retrospective modifications and delivers significantly more comprehensive modification coverage than alternative datasets on the market.
BlackBox brings an unparalleled level of quantitative skills and experience architecting and managing massive data sets. We constantly strive to deliver logical data solutions.
BlackBox employs professionals with in-depth knowledge of securitized transactions and whole loan pools. A team with this level of understanding uniquely qualifies BlackBox to identify and resolve discrepancies between various servicing and third party data providers, including trustees.